Terms of Use for Ember FIRE

Last updated: May 7, 2026

Ember FIRE is developed by Fate Studio. By downloading, accessing, or using Ember FIRE, you agree to these Terms of Use. If you do not agree with these Terms, please do not use the app.

1. Description of Service

Ember FIRE is a personal finance planning app for Android. The app helps users track and review progress toward Financial Independence, Retire Early (FIRE), including:

• Financial accounts, balances, income, and expenses
• FIRE goals, assumptions, calculators, and planning data
• Progress reviews, dashboards, reports, and reminders
• Backup and export features that you choose to use

Ember FIRE is designed to keep user-entered app data on your device. Fate Studio does not operate cloud storage, cloud sync, cloud backup, or account-based recovery for your in-app data.

2. User Responsibilities

You agree to use Ember FIRE only for lawful purposes and in a way that does not misuse, disrupt, copy, reverse engineer, or exploit the app.

You are responsible for the accuracy of the information you enter, the security of your device, and any backup files, exports, or reports you create.

You are also responsible for manually exporting and safely storing any data you want to keep, restore, or transfer to another phone or device.

3. Financial Disclaimer

Ember FIRE is provided for personal tracking, planning, and educational purposes only. The app does not provide financial, tax, legal, investment, retirement, or professional advice.

Any financial decisions you make are your responsibility. You should consider seeking advice from a qualified professional before making important financial decisions.

4. Data and Privacy

Your use of Ember FIRE is also governed by our Privacy Policy.

Because Ember FIRE is designed around local storage and because Fate Studio does not store your in-app data in our cloud, we cannot restore data that exists only on your device.

Uninstalling the app, clearing app storage, resetting your device, replacing your phone, transferring to a new phone, losing your phone, or losing access to your phone may permanently delete your in-app data unless you previously created and safely stored your own export or backup file.

You are responsible for creating, exporting, transferring, and safely storing any backups, exports, or reports you need. If you do not have access to your device or to a backup/export that you created, Fate Studio may not be able to recover your data. This is a direct result of our privacy-first design: we do not keep copies of your in-app information on our servers.

5. Intellectual Property

Ember FIRE, including its design, branding, interface, features, text, and related materials, is owned by Fate Studio and protected by applicable intellectual property laws.

You may not copy, modify, redistribute, sell, reverse engineer, or create derivative works from any part of the app except where permitted by law or with our written permission.

6. Subscriptions and Payments

If Ember FIRE offers paid or premium features, purchases and subscriptions may be handled through Google Play or another platform shown at checkout.

Subscriptions may renew automatically unless canceled through the platform where you purchased them. You are responsible for managing cancellations, renewals, refunds, and payment settings through that platform.

7. Limitation of Liability

To the maximum extent permitted by law, Fate Studio is not liable for losses or damages arising from your use of Ember FIRE, including:

• Loss, corruption, or deletion of app data, backups, exports, or reports, including data loss caused by uninstalling the app, changing phones, transferring devices, losing device access, clearing app storage, or failing to create and retain an export or backup
• Financial losses, missed goals, inaccurate projections, or decisions made using app information
• Device issues, software conflicts, interruption, or unavailability
• Indirect, incidental, consequential, or special damages

8. Disclaimer of Warranties

Ember FIRE is provided "as is" and "as available" without warranties of any kind, whether express or implied.

We do not guarantee that calculations, projections, reminders, exports, or app features will be error-free, uninterrupted, or suitable for your particular financial situation.

9. Changes, Suspension, or Termination

We may modify, suspend, discontinue, or restrict access to Ember FIRE or any part of the app at any time, including if misuse is detected or if ongoing operation is no longer practical.

10. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will update the date above. Continued use of Ember FIRE after changes are posted means you accept the updated Terms.

11. Contact

Fate Studio
Email: support@fatestudio.app